Top Car Insurance Companies in Ohio for 2024

Ohio is a competitive market for car insurance, with 8.2 million licensed drivers in 2021. To help Ohio drivers find the best car insurance, MarketWatch Guides conducted extensive research on the top auto insurers in the state. Nationwide emerged as the top choice for its affordable rates, versatile coverage options, and excellent customer experience. Other top contenders included Erie, State Farm, Geico, and Auto-Owners Insurance.

When comparing car insurance providers in Ohio, factors such as industry standing, availability, coverage options, costs, discounts, and customer experience were taken into consideration. Nationwide stood out for its low average costs in Ohio and a wide range of coverage options. Erie Insurance, State Farm, Geico, and Auto-Owners Insurance also received high ratings.

Customer experience is a crucial factor in determining the best car insurance companies. Reviews and ratings from sites like the Better Business Bureau (BBB) and Trustpilot were analyzed to gauge customer satisfaction. Nationwide, with its A+ rating from the BBB and superior financial strength, has maintained a good reputation within the industry.

Erie Insurance, another top contender in Ohio, offers a wide selection of add-on coverages, including unique options like windshield repair, pet injury coverage, and roadside assistance. With an A+ rating from the BBB and AM Best, Erie Insurance is known for its excellent customer service and financial strength.

State Farm, the most popular auto insurance company in the U.S., offers good discount opportunities for students and teens, along with usage-based insurance discounts. Geico, the third-largest car insurance provider in the nation, is known for its low rates and unique optional coverages like mechanical breakdown insurance.

Auto-Owners Insurance, although less known, has a long-standing reputation for positive customer reviews and excellent financial health. With a wide range of optional coverages like road trouble service and rental auto gap coverage, Auto-Owners Insurance is a solid choice for young drivers.

To find the best car insurance in Ohio, drivers can take steps to save money, such as shopping for discounts, enrolling in usage-based insurance programs, maintaining a clean driving record, and bundling policies. It’s important to understand Ohio’s minimum insurance requirements, which include liability coverage of $25,000 bodily injury per person, $50,000 bodily injury per accident, and $25,000 property damage per accident.

Overall, Nationwide, Erie Insurance, and State Farm are recommended as the top car insurance companies in Ohio. By comparing coverage, rates, and discounts from multiple providers, drivers can find the best insurance policy to suit their needs.